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Real Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer practice exam questions for easy pass!

Updated: Jul 16, 2026

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Oklahoma Insurance Department
Exam Name:Oklahoma Life, Accident, and Health or Sickness Producer Exam
Exam Number:Ok-Life-Accident-and-Health-or-Sickness-Producer
Passing Score:70%
Exam Price:$44.00 USD
Exam Duration:150 minutes
Certificate Validity Period:2 years (renewable every 2 years with continuing education)
Related Certifications:Life Producer License
Health or Sickness Producer License
Accident and Health Producer License
Available Languages:English
Exam Format:Multiple-choice, Closed-book, Computer-based
Real Exam Qty:155 (150 scored, 5 unscored pretest)
Recommended Training:Prometric Candidate Information Bulletin
Oklahoma Insurance Department Study Resources
Exam Registration:Oklahoma Insurance Department Exam Page
Prometric Registration
Sample Questions:Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Sample Questions
Exam Way:In-person at Prometric test centers or online remote proctored
Pre Condition:Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed
Official Syllabus URL:https://www.oid.ok.gov/licensing/producer-licensing/exam-information/

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Oklahoma State-Specific Knowledge28%- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
Topic 2: General Insurance Knowledge72%- Life Insurance Basics
  • 1. Underwriting and issue
  • 2. Policy provisions and riders
  • 3. Types of life policies
- Health and Accident Insurance Basics
  • 1. Health insurance policies
  • 2. Accident and sickness coverage
  • 3. Disability income insurance
- Insurance Regulation
  • 1. Licensing requirements
  • 2. Unfair trade practices
  • 3. Federal and state laws
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A policy that provides coverage for persons with chronic diseases or disabilities, and often covers nursing home care, home-based care, and respite care is known as

A) Group Health insurance.
B) Medicare insurance.
C) Medicaid insurance.
D) Long-Term Care insurance.


2. A fraternal benefit society is characterized by all of the following EXCEPT

A) incorporated.
B) for profit.
C) without capital stock.
D) conducted solely for the benefit of its members.


3. Generally, all of the following apply to group life insurance EXCEPT

A) evidence of insurability is not required.
B) it is priced according to the risk factors of the group.
C) individual underwriting is not required.
D) the insured pays a higher rate for the group policy.


4. Mortgage redemption or cancellation insurance is a form of what type of insurance?

A) Level premium whole life.
B) Level premium universal life.
C) Decreasing term.
D) Increasing term.


5. Employees covered by an employer health plan are issued an insurance

A) contract.
B) covenant.
C) certificate.
D) policy.


Solutions:

Question # 1
Answer: D
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: C
Question # 5
Answer: C

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