Real Ohio Department of Insurance OH-Life-Agent-Series-11-44 practice exam questions for easy pass!
Updated: Jul 17, 2026
No. of Questions: 107 Questions & Answers with Testing Engine
Download Limit: Unlimited
Our Ohio Department of Insurance OH-Life-Agent-Series-11-44 study material is researched and written by the experts who acquaint with the knowledge in the actual test. The accurate and verified answers can help you prepare well for the actual test. Besides, you can try OH-Life-Agent-Series-11-44 free demo questions to assess the validity of it.
itPass4sure has an unprecedented 99.6% first time pass rate among our customers.
We're so confident of our products that we provide no hassle product exchange.
| Certification Vendor: | Ohio Department of Insurance |
| Exam Name: | Ohio Life Insurance Agent Series 11-44 |
| Exam Number: | OH-Life-Agent-Series-11-44 |
| Exam Price: | USD42 |
| Certificate Validity Period: | 2 years (following license issuance) |
| Real Exam Qty: | 100 |
| Related Certifications: | Ohio Accident and Health Agent Series 11-45 Ohio Property and Casualty Agent Series 11-46 |
| Exam Format: | Multiple Choice |
| Available Languages: | English |
| Passing Score: | 70% |
| Exam Duration: | 120 minutes |
| Sample Questions: | Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions |
| Exam Way: | Computer-based testing (at authorized PSI centers) with multiple-choice questions. :contentReference[oaicite:1]{index=1} |
| Pre Condition: | Must complete an Ohio Department of Insurance approved pre-licensing education course; must be at least 18 years old; criminal background check and fingerprinting required as part of licensing process. :contentReference[oaicite:0]{index=0} |
| Official Syllabus URL: | https://insurance.ohio.gov/ |
| Section | Weight | Objectives |
|---|---|---|
| Life Insurance Product Knowledge | - Cash value, dividends, policy loans and surrenders - Section 1035 exchanges and rollover rules - Settlement options and beneficiary provisions - Policy provisions and types - Modified Endowment Contracts and taxation | |
| Insurance Regulation | 12% | - Continuing education requirements - Resident and nonresident rules - Reporting convictions and disciplinary actions - Change of address and contact information - Assumed business names - Temporary licenses - Renewal and nonrenewal - Licensing requirements |
1. Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their
lives. If Joe dies first, the policy proceeds
A) must be awarded to Joe's estate.
B) will accumulate with interest until another brother dies and then be awarded to the surviving brother.
C) will not provide further insurance protection.
D) must be shared equally by Rob and Joe's wife.
2. If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will
A) be reduced by the amount of the loan and interest owed.
B) be paid less the amount of the loan but not the interest.
C) be paid less the amount of the loan interest but not the principal.
D) not be paid until the loan is repaid.
3. Risks are generally NOT Insurable if
A) the policyholder has a policy from another insurer.
B) deductibles would be required.
C) the loss is expected.
D) there are many individuals who may also experience a similar loss.
4. An Insured owns a whole life policy that has accumulated cash value. Which of the following statements Is
true about the policy's cash value?
A) The cash value is not guaranteed.
B) The policy's cash value is viewed as investment growth and therefore subject to taxation for each
calendar year.
C) The growth of the policy's cash value Is not subject to income tax while the policy Is in force.
D) It is subject to fluctuations of the company's overall performance.
5. Which of the following statements BEST describes a single premium cash value policy?
A) It requires the policyowner to pay one premium annually.
B) It provides for only one premium to be paid without evidence of insurability.
C) It requires only one payment to make the policy paid up.
D) It waives one future premium if the owner becomes disabled.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: C |
I failed once with the exam materials from the other website, but passed with your website! Thank you for your excellent OH-Life-Agent-Series-11-44 exam questions. I am your loyal customer now. I will come back quite soon.
I can attest that your OH-Life-Agent-Series-11-44 exam dumps are 100% correct. I passed highly this week. Thanks so much!
This OH-Life-Agent-Series-11-44 exam dumps are just what I am looking for. Good products for my exam!
itPass4sure dumps pdf is valid for my test. I pass OH-Life-Agent-Series-11-44 exam easily. Very glad.
I really need the knowledge to solve the problems in my daily work, and i can gain the certification as well. Why not buy the OH-Life-Agent-Series-11-44 exam questions? Now i got all i need. Thanks a million!
In my opinion, it is wise to wait a little bit more for a new updated OH-Life-Agent-Series-11-44 exam files. I passed with the latest updated version. Cool!
Disclaimer Policy: The site does not guarantee the content of the comments. Because of the different time and the changes in the scope of the exam, it can produce different effect. Before you purchase the dump, please carefully read the product introduction from the page. In addition, please be advised the site will not be responsible for the content of the comments and contradictions between users.
itPass4sure offers the most current and accurate practice questions you are looking for. Our OH-Life-Agent-Series-11-44 exam materials are not only the best option for certification but also enhances your skill to an advance level. Use our OH-Life-Agent-Series-11-44 tutorial study material and get ready to pass the certification exam on the first try.
In addition, we have the money back guarantee on the condition of failure. You just need to show us the failure score report and we will refund you after confirming.
Test Engine: OH-Life-Agent-Series-11-44 study test engine can be downloaded and run on your own devices. Practice the test on the interactive & simulated environment.
PDF (duplicate of the test engine): the contents are the same as the test engine, support printing.
You will receive an email attached with the OH-Life-Agent-Series-11-44 study material within 5-10 minutes, and then you can instantly download it for study. If you do not get the study material after purchase, please contact us with email immediately.
We offer some discounts to our customers. There is no limit to some special discount. You can check regularly of our site to get the coupons.
Yes, you will enjoy one year free update after purchase. If there is any update, our system will automatically send the updated study material to your payment email.
Online Test Engine can supports Windows / Mac / Android / iOS, etc., because it is the software based on WEB browser. You can use it on any electronic device and practice with self-paced.
Online Test Engine supports offline practice, while the precondition is that you should run it with the internet at the first time.
Self Test Engine is suitable for windows operating system, running on the Java environment, and can install on multiple computers.
PDF Version: can be read under the Adobe reader, or many other free readers, including OpenOffice, Foxit Reader and Google Docs.
Once download and installed on your PC, you can practice OH-Life-Agent-Series-11-44 test questions, review your questions & answers using two different options 'practice exam' and 'virtual exam'.
Virtual Exam - test yourself with exam questions with a time limit.
Practice Exam - review exam questions one by one, see correct answers.
All the products are updated frequently but not on a fixed date. Our professional team pays a great attention to the exam updates and they always upgrade the content accordingly.
Yes. We have the money back guarantee in case of failure by our products. The process of money back is very simple: you just need to show us your failure score report within 60 days from the date of purchase of the exam. We will then verify the authenticity of documents submitted and arrange the refund after receiving the email and confirmation process. The money will be back to your payment account within 7 days.
Over 70137+ Satisfied Customers
