Get real NY-Life-Accident-and-Health exam questions for better preparation
Real Insurance Licensing NY-Life-Accident-and-Health practice exam questions for easy pass!
Updated: May 31, 2026
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?
A) 20
B) 15
C) 30
D) 10
2. The cost of a long-term care policy is based on all of the following EXCEPT
A) age.
B) personal income.
C) health condition.
D) level of benefits provided.
3. What is the purpose of the Accelerated Death Benefit Rider?
A) To adjust the death benefit to keep up with inflation.
B) To increase the death benefit by a stated percentage.
C) To decrease the tax liability of the insured ' s estate.
D) To provide for the early payment of the death benefit for a terminally ill insured.
4. Which of the following is a common exclusion from coverages found in accident and health policies?
A) coordination of benefits
B) chiropractic services
C) self-inflicted injuries
D) emergency room coverages
5. If a policyowner surrenders a policy for its cash value, when is a tax liability incurred?
A) The cash value is less than premiums paid.
B) The cash value exceeds all premiums paid.
C) The policy is exchanged for a policy of equal value.
D) The policy is transferred to a third party.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: B |
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