Get real InsNV_Health02 exam questions for better preparation
Real Insurance Licensing InsNV_Health02 practice exam questions for easy pass!
Updated: Aug 11, 2026
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Insurance Licensing InsNV_Health02 Exam Overview:
| Certification Vendor: | Nevada Division of Insurance |
| Exam Name: | NV Accident and Health Insurance Examination |
| Exam Number: | InsNV_Health02 |
| Available Languages: | English |
| Certificate Validity Period: | Valid per Nevada insurance license renewal requirements |
| Real Exam Qty: | 98 (88 scored + 10 pre-test) |
| Exam Format: | Multiple Choice |
| Related Certifications: | NV Life Insurance NV Life, Accident & Health Insurance NV Property Insurance NV Casualty Insurance |
| Exam Duration: | 135 minutes |
| Exam Price: | $37 USD |
| Passing Score: | 70% |
| Recommended Training: | Pearson VUE Nevada Insurance Candidate Handbook |
| Exam Registration: | Pearson VUE Nevada Insurance Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | In-person at Pearson VUE testing centers; delivered as computer-based exam |
| Pre Condition: | No mandatory pre-licensing education required in Nevada; candidates must be fingerprinted and pass background check upon license application. |
| Official Syllabus URL: | https://www.pearsonvue.com/nv/insurance/ |
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes, Rules and Regulations | ~32% | - General State Insurance Regulations
|
| Accident and Health — General Knowledge | ~68% | - Types of Health Insurance Policies
|
Insurance Licensing NV Accident and Health Sample Questions:
1. A whole life policyowner stops paying premiums and chooses to use the policy's cash value to purchase the same face amount of insurance for as long as that cash value will buy. Which nonforfeiture option was selected?
A) Extended term insurance
B) Cash surrender
C) Reduced paid-up insurance
D) Automatic premium loan
2. A prospect submits an Accident and Health application with the premium and receives a conditional receipt.
The insurance company issues a policy and mails it to the insured, but the insured never receives it. Which of the following statements is CORRECT about this situation?
A) The policy is not in force because delivery was not completed.
B) The policy will be in force five business days after the prospect notifies the company that the prospect has not received the policy.
C) The policy will be in force as soon as the company issues a replacement policy.
D) The policy is in force.
3. Which premium-payment mode usually results in the lowest total annual premium cost for the policyowner?
A) Quarterly
B) Monthly
C) Annual
D) Semiannual
4. For which of the following losses would an insurance company MOST likely pay benefits under an Accidental Death and Dismemberment policy?
A) Loss of eyesight due to an accidental injury
B) Partial paralysis due to a stroke
C) Loss of the spleen due to an accidental injury
D) Loss of life due to a heart attack
5. A life policy lapses because a premium was not paid. To reinstate the policy, the insurer will generally require all of the following EXCEPT:
A) Reinstatement within the policy's permitted time limit
B) Evidence of insurability
C) Payment of overdue premiums with interest
D) A new medical examination in every case
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: D |
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